Morgan Federal Bank Privacy Statement

We collect, retain, and use information about individual customers only when we believe it would be useful (and allowed by law) in administering our business and to provide products, services, and other opportunities to customers. This information is obtained from application information, transaction information, and consumer report information as well as information obtained as needed from Morgan Federal Bank's affiliates, Morgan Financial Corp., Northern Colorado Title Services Co., Inc. and Morgan Financial Advisors.

Morgan Federal Bank and its affiliates will use a customer's personally identifying information in the normal course of business. Personal information will not be sold or distributed to other parties for marketing purposes.

Morgan Federal Bank and its affiliates may disclose the information described above to other parties (1) when that information is requested by you; (2) when it is needed to process or complete a transaction initiated by you; (3) when required or allowed by law; or (4) when such parties are associated with reputable credit reporting agencies. We may also choose to disclose information that does not reveal specific information about customer accounts or similar personally identifying data to other parties who provide financial products or services not offered directly by us, such as life insurance and check printing companies.

We may share information on our former customers for the first two years after an account is no longer active; however, this information will be handled in the same manner as we handle such information on our current customers.

We restrict access to nonpublic personal information about you to those Bank employees who need to know that information in order to provide products or services to you and to properly complete their duties with the Bank. We maintain safeguards that comply with federal regulations to guard your nonpublic personal information.

We may make disclosures to other nonaffiliated third parties as permitted by law.

If you ever have questions or concerns about the integrity of your account information, please contact us.




More Information Home Page President's Message General Information Our People Investment Services Calculators Privacy Statement Consumer Alerts Disclosures Contact Us			Privacy Statement We collect, retain, and use information about individual customers only when we believe it would be useful (and allowed by law) in administering our business and to provide products, services, and other opportunities to customers. This information is obtained from application information, transaction information, and consumer report information as well as information obtained as needed from Morgan Federal Bank's affiliates, Morgan Financial Corp., Northern Colorado Title Services Co., Inc. and Morgan Financial Advisors. Morgan Federal Bank and its affiliates will use a customer's personally identifying information in the normal course of business. Personal information will not be sold or distributed to other parties for marketing purposes. Morgan Federal Bank and its affiliates may disclose the information described above to other parties (1) when that information is requested by you; (2) when it is needed to process or complete a transaction initiated by you; (3) when required or allowed by law; or (4) when such parties are associated with reputable credit reporting agencies. We may also choose to disclose information that does not reveal specific information about customer accounts or similar personally identifying data to other parties who provide financial products or services not offered directly by us, such as life insurance and check printing companies. We may share information on our former customers for the first two years after an account is no longer active; however, this information will be handled in the same manner as we handle such information on our current customers. We restrict access to nonpublic personal information about you to those Bank employees who need to know that information in order to provide products or services to you and to properly complete their duties with the Bank. We maintain safeguards that comply with federal regulations to guard your nonpublic personal information. We may make disclosures to other nonaffiliated third parties as permitted by law. If you ever have questions or concerns about the integrity of your account information, please contact us.