Our People at Morgan Federal Bank

Michael M. Berryhill
President & CEO

James C. Berryhill
Executive VP/CFO

Sheri J. Johnson
First VP/COO

Jeffrey L. Morford
First VP/CLO

Penny L. Wooldridge
SVP/Loan Department

Glenn F. Crossley
VP/Operations Officer

Linda S. Fritzler
VP/Loan Department

Michelle L. Nelson
VP/Savings Dept. Mgr

Tammy E. Quintana
VP/Loan Officer

Leslie D. Walter
VP/Loan Officer

Vasiliki I. Bieber
AVP/Marketing Director

Tricia K. Anderson
Staff Accountant

Jacob R. Beydler
Financial Analyst

Jaquelin Bonilla
Customer Service Representative

Tammera E. Brannon
Customer Service Representative

Joyce I. Kerbs
Customer Service Representative

Renee N. Kleensang
Loan Processor

Cambria R. Mahagan
Customer Service Representative

Lori L. Peterson
New Accounts Officer

Mina M. Westhoff
Custodian

Rhonda L. Westover
Customer Service Representative
Our People at Northern Colorado Title (NCT)
Employees

Top Row:
- Linda L. Reding, Vice President
- Timothy Al Weimer, President & CEO
- Jodi L. Christensen
Bottom Row:
- Sheryl K. Neal
- Lisa A. Cole
- Sharon J. O'Patik
Morgan Financial Advisors
Investment Centers of America, Inc.
Board of Directors

Michael M. Berryhill
Chairman
(Elected: 1987)

James C. Berryhill
(Elected: 1993)

William G. Hamlin
(Elected: 1998)

Michael S. Lee
(Elected: 1993)

Monty A. Thomas
(Appointed: 2008)

Michael R. Tibbetts
(Elected: 1991)

Tim Al Weimer
(Elected: 2001)
Directors Emeritus (years served as an active director)

Larry Hall
(2001 - 2008)

Keith D. Williams
(1969 - 2000)