Morgan Federal Bank has been locally owned and managed since the very beginning and we have been proudly serving our communities for over 80 years. As a community bank, our history has always been about serving the financial needs of the people, businesses and communities.  Morgan Federal Bank is a wholly owned subsidiary of Morgan Financial Corp., and was founded in 1935, during the Great Depression.  We offer a full line of consumer and small business banking products and services and we specialize in originating and servicing a full range of residential loans. We also offer commercial mortgage loans, home equity lines of credit, agricultural loans, automobile and other consumer loans.



Northern Colorado Title Services Co. Inc., a wholly owned subsidiary of Morgan Federal Bank, provides real estate related financial and information services, including title insurance, property lien research and reporting, and real estate closing services.


Our Mission is to create exceptional value for our customers, our employees, our shareholders and our community by continually delivering personalized financial solutions to our customers.


 Is to be locally recognized as the best bank, the best employer, and the best corporate citizen.  We will accomplish our vision by:

  1. delivering a competitive and innovative line of both bank and non-bank products with unparalleled customer service;
  2. maintaining the highest standards of excellence, integrity and professionalism in all aspects of our operation;
  3. providing a dynamic and motivational environment in which our employees can thrive and succeed and
  4. encouraging our employees to participate in professional, civic, charitable and other organizations which either support our business or improve the quality of life in our community.


We’re proud of our service to the community and our community bank status. If you would like in-depth financial information on Morgan Federal Bank, including balance sheet, income statement, performance and condition ratios, or demographic information, access the FDIC’s Institutional Directory database.  Our FDIC Certificate # is 29439.


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