Consumer Alerts



Equifax Data Breach

Recent news stories have alerted us that Equifax, one of the top three credit reporting agencies, experienced a massive data breach from mid-May through July.  We do gather credit report information from Equifax, as many institutions that require credit information do. 

Equifax has provided a website,, for people to see if they’ve been potentially impacted as well as offer steps to take to get free credit monitoring. A dedicated call center at 866-447-7559 is also available.

Keeping your information secure is a top priority of ours. If you have any questions or concerns, please call us at 970-867-2443.


Consumers in Northern Colorado and Wyoming report receiving calls from the IRS regarding issues with their tax returns along with instructions to call a certain number to avoid legal action. The call – at least according to Caller ID, which can be easily “spoofed” – claims to originate out of Washington D.C.  The Better Business Bureau (BBB) advises that the IRS does not contact consumers by phone or email. If there is an issue with a tax return, the IRS will contact taxpayers via the U.S. Postal Service.  Should you receive one of these calls, the best action is no action: Do not answer or return the calls.


Recently, a number of our customers have been the targets of telephone and text scams attempting to acquire debit and credit card information. The scammers have been leaving messages and texts notifying people that their cards have been inactivated and instructing them to call a phone number where they are then directed to enter their card number and perhaps the associated PIN.

Do NOT call any telephone number to “activate” your card or provide any of your personal information to anyone. Morgan Federal Bank will never call, text or email you to request personal information.


Morgan Federal Bank will never contact you by email or telephone and ask for personal or confidential information, such as: account number, social security number, password or PIN, nor will we ever send you an email with a link to a website that asks for any such information.


Below are a few useful links to assist you with your banking needs.  Realize that when you click on the links below you’re leaving Morgan Federal Bank’s website and the Bank has no liability for any information included on the linked web sites, or any transactions that you may enter into via those external web sites. Products or service may be offered on the web sites; they are not endorsed by or in anyway connected to the Morgan Federal Bank or any of our affiliates. They are presented for your information and education only.