Certificates of Deposit



CDs are time-proven, quality investments that offer FDIC-insured safety.  Whether you’re looking for a short term, medium-term, or long-term investment, we have a CD that will provide maximum earnings. We offer a variety of Certificate of Deposits with different terms and interest rates.

All rates are fixed. Interest is credited and compounded monthly. As an alternative, you may choose to have your monthly interest automatically transferred to another Morgan Federal Bank account or paid to you by check.


Get the benefit of higher interest rates associated with CDs coupled with the flexibility of being able to make additional deposits and periodic withdrawals.   Learn more.

Reorder Checks

Keep your Morgan Federal Bank checking accounts ready to use by reordering checks online. You may order your checks directly through Harland Clarke’s Check Reorder website.

Lost/Stolen ATM Card

If your ATM/Debit card is lost or stolen, please contact us immediately at 970.867.2443 or call 1.800.523.4175 after 5:30 or on weekends.