Current Rates

All information is accurate as of December 1, 2017

Savings Accounts

AccountMin to OpenMin to earn APYInterest RateAPY
Statement Savings$25.00$250.000.10%0.10%
Swipe N Save Savings$0.00$0.008.00%8.33%
Youth Savings$1.00$0.000.25%0.25%
‡Fees could reduce earnings on account.

 

Interest-Earning Checking Accounts

AccountMin to OpenMin to earn APYInterest RateAPY
Platinum Checking‡$25.00$1,000.000.05%0.05%
Tax-Qualified Health Savings Account (HSA)$100.00$1,000.000.25%0.25%
‡Fees could reduce earnings on account.

 

Money Market Demand Account (MMDA)*

AccountMin to OpenMin to earn APYInterest RateAPY
Money Market Demand Account (MMDA)‡$5,000.00$100,000.000.20%0.20%
$5,000.00$75,000.000.15%0.15%
$5,000.00$50,000.000.13%0.13%
$5,000.00$25,000.000.11%0.11%
$5,000.00$10,000.000.08%0.08%
$5,000.00$5,000.000.05%0.05%
‡Fees could reduce earnings on account.

 

Individual Retirement Accounts*

AccountMin to OpenMin to earn APYInterest RateAPY
Traditional & ROTH IRAs$250.00$250.001.18%1.19%
18-month certificate of deposit with a variable rate effective on the first day of each calendar quarter equal to the 26-week U.S. Government Security Treasury Bill Discount Auction Rate plus or minus a margin established from time to time by the Bank. Early withdrawal penalties may apply, as described below.

 

Certificates of Deposit (CDs)

AccountMin to OpenMin to earn APYInterest RateAPY
91-Day CD$5,000.00$5,000.000.10%0.10%
6-Month CD$1,000.00$1,000.000.15%0.15%
$1,000.00$10,000.000.20%0.20%
$1,000.00$50,000.000.25%0.25%
9-Month CD$1,000.00$1,000.000.25%0.25%
$1,000.00$10,000.000.30%0.30%
$1,000.00$50,000.000.35%0.35%
1-Year CD$1,000.00$1,000.000.60%0.60%
$1,000.00$10,000.000.65%0.65%
$1,000.00$50,000.000.70%0.70%
18-Month CD$1,000.00$1,000.000.70%0.70%
$1,000.00$10,000.000.75%0.75%
$1,000.00$50,000.000.80%0.80%
2-Year CD$1,000.00$1,000.000.65%0.65%
$1,000.00$10,000.000.70%0.70%
$1,000.00$50,000.000.75%0.75%
30-Month CD$1,000.00$1,000.000.80%0.80%
$1,000.00$10,000.000.85%0.85%
$1,000.00$50,000.000.90%0.90%
3-Year CD$1,000.00$1,000.000.75%0.75%
$1,000.00$10,000.000.85%0.85%
$1,000.00$50,000.000.95%0.95%
4-Year CD$1,000.00$1,000.000.95%0.95%
$1,000.00$10,000.001.00%1.00%
$1,000.00$50,000.001.00%1.00%
5-Year CD$1,000.00$1,000.001.25%1.26%
$1,000.00$10,000.001.30%1.31%
$1,000.00$50,000.001.35%1.36%
Early withdrawal penalties may apply† as described below.

(Review the full fee schedule)

†Penalties for early withdrawal will be an amount equal to the greater of:

1. The current Institution rate minus the certificate rate times the remaining number of days to maturity times the amount withdrawn, or

2. A number of days interest on the amount withdrawn, as applicable (all interest earned on accounts with an original maturity of 91 days or less; 90 days interest on accounts with an original maturity from 92 days through one year; or 182 days interest on accounts with an original maturity of more than one year).

"APY" stands for "Annual Percentage Yield"

*Interest rate may change after the account is opened.

‡Fees could reduce earnings on account.

 

 

 

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